Payment Plans & Medical Finance for Surgery in Melbourne

Payment Plans & Medical Finance to Fund Your Cosmetic Surgery or Plastic Surgery in Melbourne, VIC

Find out about a Payment Plans or Medical Finance

How to Fund Your Cosmetic or Plastic Surgery

Five Different Ways to Fund or Use a Payment Plan for Your Plastic Or Cosmetic Surgery

1.Start a Special Purpose Savings Fund
A range of special-purpose savings accounts are available, including ING, Bankwest, ME Bank, St George, HSBC and Westpac Bank. Visit Finder to compare interest rates and use a savings calculator to find the best savings accounts.

Surgery Costs

2.Use an Interest-Free or Low-Interest Credit Card
Some banks offer ‘Interest-Free’ periods or ‘Low-Interest Rate’ credit cards as an alternative to medical finance firms. Visit the Credit Card Finderto review credit card rates and conditions.

3.Reduce Your Home Loan Interest by Using Your Mortgage to Save Up
Save on home loan interest by paying down your home mortgage and then redrawing funds from your early payments when you’re ready to have your surgery.

4.Withdrawing From Your Super Fund to Pay for Surgery
By applying through the Australian Tax Office (ATO) government process, Superannuation Funds can sometimes be accessed early to pay for life-changing surgery. This is likely to apply to Abdominoplasty (Tummy Tuck)Breast ReductionBody Contouringor Skin Reduction after significant weight loss or Bariatric Surgery, and Eyelid Surgery. The Australian Tax Office (ATO) will assess Early Super Fund Access applications for medical procedures that treat life-threatening illnesses or chronic pain. The final decision, however, will be made by your Super Fund. Find out more by visiting the Super for Surgery page

5. Medical Payment Plans and Finance
You can google “medical finance companies” and get payment plans from companies like TLC – Total Lifestyle Credit, Mac Credit or Medipay. (see below)

FINANCIAL DISCLAIMER – Our Practice is NOT a credit provider. We do NOT receive any rebates or commissions from ANY credit suppliers. All finance and credit providers are independent, external companies. We provide NO financial advice. You will need to consider your own financial circumstances when deciding if finance is suitable for you and make a decision that is in your best interest.

Can I have a Payment Plan for Surgery?

Pre-Payment Before Your Surgery

  • Surgery Savings Plans. A special-purpose savings fund may be a good option for patients who want to save up the funds to pay for their surgery before having their operation. To save on mortgage interest, you can also choose to pay your mortgage ‘down’ in advance; then redraw funds from your early payments when you’re ready to have your surgery.
  • Make Pre-payments with the practice. You are welcome to pre-pay your account at the practice by making a series of smaller payments as a payment plan before your surgery.
Payment Plan

Payment Plan After Your Surgery

  • Payment Plans are available from Medical Credit and Finance Providers. Quality Plastic Surgery can be costly. We don’t cut corners when it comes to patient safety and we strive to provide optimal results.
  • There are a number of reputable external independent finance companies that may be able to help some surgery patients who do NOT have the funds to pay for their surgery up-front. Google “Medical Finance Companies” or TLC Total Lifestyle Credit or Medipay

Surgery Payment Solutions and Financing for Cosmetic Plastic Surgery

Medical Finance TLC – Total Lifestyle Credit

Payment Plans

TLC provides payment plan solutions to suit your unique needs for Medical and Cosmetic Treatments. Whether it is medical or dental TLC provides a personalised and stress-free service. TLC provides funding from $2,001 – $50,000. A large range of lending providers is available to suit different types of borrowers.

Total Lifestyle Credit – TLC – fund all Medical/Cosmetic treatments and out of pocket costs
✓ Payment plans from $2,000 to $50,000 – covering all dental fees
✓ No stress – the whole process is managed privately by TLC Consultants
✓ Flexible options – any additional repayments can be added back on to the payment plan at no extra charge
✓ Fast efficient approvals, simply apply online

The repayment for the lower price points:

  • $2000 (36 months) = $20 per week
  • $2500 (36 months) = $25 per week
  • $3500 (36 months) = $35 per week

Simply complete your info by visiting TLC – Total Lifestyle Credit

MediPay

Payment Plans

Easy Payment Plan for Medical & Dental Procedures

  • A range of Payment Plans available
  • No stress – the whole application process is completed with an easy online application form with a decision within 60 minutes
  • No hidden fees or charges
  • Flexible options – any additional repayments or rebates from Medicare/Private Health can be added back on to the payment plan at no extra charge
  • Fast efficient approvals, simply apply online

Go to the MediPay website for an application

MacCredit

Payment Plan

Payment Plans Specifically Designed for Clients Having Medical & Cosmetic Treatments

  • A range of Payment Plans available
  • No stress – the whole application process managed privately by MacCredit expert Consultants
  • Up to 7-year terms
  • Flexible options – any additional repayments or rebates from Medicare/Private Health can be added back on to the payment plan at no extra charge
  • Fast efficient approvals, simply apply online

Go directly to the MacCredit application and apply

FINANCIAL DISCLAIMER

Our Practice is NOT a credit provider. We do NOT receive any rebates or commissions from ANY credit suppliers. All finance and credit providers are independent, external companies. We provide NO financial advice. You will need to consider your own financial circumstances when deciding if finance is suitable for you and make a decision that is in your best interest.


Dr Patrick Briggs FRCS (Plast) – Specialist Plastic Surgeon in Melbourne

Dr Patrick Briggs offers high quality, natural-looking plastic and cosmetic surgery results and is vastly experienced in BreastBody and Face Surgery having performed over 4500 Surgeries in private practice. 

With worldwide expertise, Dr Patrick Briggs is practising breast, face and body surgery for men and women in Melbourne, VIC.


Next Steps to find a top Plastic Surgeon

Want more information about your Procedure?

  • For more information about pricing and payment methods, please visit our page on Surgery Payment options.
  • Talk to our Patient Care Team from 8 am – 6 pm Monday to Friday on 1300 264 811.

What to Bring to your Plastic Surgery Consultation

  • If you like, please bring a friend or relative to help discuss the information and your choices.
  • Take a lot of notes and thoroughly examine the documents your surgeon provides.
  • You may need to undress so it’s a good idea to wear simple clothes.

How to Book your Initial Consultation

  • Dr Briggs Consultation fee is $300.
  • A referral from your GP or your specialist is helpful but not essential.
  • To claim any medicare benefits or Health Insurance for reconstructive plastic surgery you will need a referral.
  • Please contact the Patient Care Team at Coco Ruby Plastic Surgery today to book your consultation.

*Disclaimer: Individual results can vary significantly from patient to patient. The information we provide is general.  For further information on what to expect for your preferred procedures, arrange to see one of our Specialist Plastic Surgeons for a full history and surgical consultation.

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